
Anyone can pull an MVR. X3 turns every record into a Driver Risk Score, a coaching plan, a trend and an alert — so you know which drivers need attention, who’s improving, and where your insurance exposure is concentrated.
X3 reads every MVR and scores each driver by convictions, severity, frequency and trend — then flags who needs coaching. Here’s a sample fleet scorecard:
Sample carrier · your real fleet fills the same dashboard

A raw MVR tells you what happened. X3 tells you what it means: which drivers are getting worse, who’s a coaching win, where your loss exposure sits, and which annual reviews are due — so you act before an incident or a premium hike.
Driver Risk, Insurability, Coaching and Trend scores for every driver — from convictions, severity, frequency and time-decay, not a raw list.
Auto-written coaching letters, training recommendations and acknowledgments for the drivers who need them — turned into action, not a report.
1/3/5-year view of who’s improving and who’s declining, plus a Fleet Driver Health Score and estimated insurance exposure for the whole fleet.

X3 turns each MVR into the scores that actually drive decisions — and keeps your annual reviews compliant.
A cause-and-effect intelligence system: violation intelligence flows into What we score, behavior mapping and inspection-risk, then into prevention, corrective action, forecasting and an executive brief. Grounded in the X3 DOT Skills corpus and verified SMS methodology.

We pull your live FMCSA record through CarrierOK — every BASIC percentile, inspection, violation, crash and insurance filing. No spreadsheets, no manual entry.
Every morning we re-pull and diff your record, so you know exactly what changed overnight — before FMCSA or your insurer does.
Prioritized fixes ranked by business impact, the exact inspections worth a DataQ challenge, coaching plans, and an insurer-ready packet.
Sell continuous intelligence, not one-time pulls. Cancel anytime.
No. Anyone can pull an MVR. X3 turns the record into a Driver Risk Score, coaching, trend and alert — continuous intelligence that tells you who to act on, not just what happened.
From convictions, violation severity and frequency, suspensions and time-decay — weighted the way an underwriter and safety manager would read a driving record. Scores are modeled estimates.
Yes — one login across the X3 empire. Every driver’s MVR risk feeds their Driver Digital Twin and flows into X3 Insurability, Background and CSA.
Turn every MVR into a Driver Risk Score, a coaching plan and an alert — before the next incident or premium hike.